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Women often face a savings shortfall as they approach retirement.

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The goal is to catch up as soon as possible. A number of years ago, I wrote a book about colege and money called Think Single!

Find scholarships for women and single mothers to help pay for college. Register with Scholarship Search for free and also be entered to win $ Single mothers may receive a wide array of available grant funds. Fund Your College with Free Grant Money Federal and State Governments; Colleges and Universities; Private organizations; Corporations; Women's advocacy groups. Are you a mom or single mother planning your education? mothers are living in poverty - which makes the idea of spending money on education even more difficult to fathom. Scholarships for Women Returning to School.

The title wasn't a reference to marital status. Rather, it counseled all women to think independently about their finances.

But single women do have special financial issues, as summed up by Kristan McMahon, a year-old lawyer from Annandale, Va.: I am my own safety net. There are more single women than single men in the U.

Women who have been widowed or divorced may have access to other resources, but women who have never married are on co,lege own. And the cost of living for a single person can Money for college single woman be more than half that of a married couple.

Women often face income and savings shortfalls as they approach retirement, says Kimberly Foss, a certified financial planner in Roseville, Calif.

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Foss's goal is to "get them as caught up as possible. There's no magic bullet, so single women need to be even more focused on following basic financial advice.

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For example, Foss recommends that her female clients have 12 to 18 months of cash in reserve rather than the traditional 6 to 12 months. For the same reason, disability insurance is critical for single women while they're working see Why You Need Disability Coverageas Money for college single woman long-term-care insurance or some other backup plan for when they get older.

In fact, currently there are more women than men attending college and . and are interested in scholarship money for the Colorado institution of higher learning of Awarded to a deserving non-trad single mother in the IS program (must be a . With the rising cost of college tuition, applying for scholarships and grants can be The Alice Mcarver Ratchford Scholarship is for a single woman at the . Get a job, save your money (ask for help on building a budget and stick to it), and go. Are you a mom or single mother planning your education? mothers are living in poverty - which makes the idea of spending money on education even more difficult to fathom. Scholarships for Women Returning to School.

Buying financial security can be an expensive proposition, so one of my neighbors has a contingency plan: Start young. It's best to start to "think single" when you're young so that you can take advantage of time and the magic of compound interest.

Robinson wishes she had been more diligent about following that advice. McMahon did follow the advice of her parents, who "instilled great spending and saving habits. She hopes to begin a new career with a nonprofit or an association.

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